End-User License Agreement

Noah's Ark Chrome Extension Version 1.3 Effective date: 2026-05-22

1. Identity of Licensor

The Extension is licensed by:

Hộ Kinh Doanh Võ Thị Huyền Vân – Cố Vấn Độc Lập A Vietnamese household business (hộ kinh doanh), operating in the independent-consultant trade. Principal: Võ Thị Huyền Vân. Business registration number: 046171000354. Registered address: 19 Trương Công Định, Phường Tân Bình, Thành Phố Hồ Chí Minh, Việt Nam. Contact email: levuminhphuc2007@gmail.com Support email: repodcasts408@gmail.com

References in this Agreement to "the Household Business," "the Licensor," "Hộ Kinh Doanh," or "we" all refer to the entity identified above.

2. Definitions

"Extension" means the Noah's Ark Chrome extension (manifest version 3, extension ID mcmdnfalhfjfojifmhihdoophopldefl), including its compiled distribution bundle (dist/), icons, and any Updates delivered to the Licensee.

"Licensee" or "User" means the individual who installs or uses the Extension.

"Service" means the backend platform operated by the Household Business that the Extension communicates with, including Firebase-hosted Firestore databases, Cloud Functions, and the AI copilot pipeline. The Service relationship is governed separately by the Terms of Service.

"Update" means any revised version of the Extension delivered via the Chrome Web Store auto-update mechanism.

"Open-Source Component" means any third-party open-source software library incorporated into the Extension binary or its supporting Cloud Functions backend, as listed in §6 of this Agreement.

3. License Grant

Subject to the terms of this Agreement, the Household Business grants the Licensee a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to:

• Install and use the Extension on Google Chrome and Chromium-based browsers; and
• Use the Extension for personal, non-commercial purposes in connection with the Service.

This license does not transfer any ownership interest in the Extension to the Licensee. All rights not expressly granted are reserved by the Household Business.

4. License Restrictions

Licensee SHALL NOT:

• Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code or underlying algorithms of the Extension, except to the extent expressly permitted by Article 6(1) of Directive 2009/24/EC (EU Computer Programs Directive) for the purpose of achieving interoperability with independently created software. This carve-out applies to Licensees located in the EU/EEA and does not otherwise limit this restriction. [cite: EUR-Lex CELEX 32009L0024 — https://eur-lex.europa.eu/eli/dir/2009/24/oj]
• Redistribute, sublicense, sell, rent, lease, or otherwise transfer the Extension or any portion of it to any third party.
• Create derivative works based on the Extension, except that Licensee may create and submit bug reports, security disclosures, and non-commercial feedback to the Licensor.
• Remove, obscure, or alter any copyright notice, trademark notice, or other proprietary-rights notice on or within the Extension.
• Use the Extension to engage in automated or bulk scraping of any supported finance or crypto site.
• Use the Extension in violation of any applicable law, including applicable securities laws, anti-discrimination laws, and copyright laws.
• Use the Extension to harm, harass, defame, stalk, or surveil any individual.

5. Intellectual Property Ownership

The Household Business owns all right, title, and interest in and to the Extension, including:

• All source code, compiled binaries, and the distribution bundle in dist/;
• The "Noah's Ark" name and associated logo and iconography;
• The proprietary NLP entity sensor pipeline, the Wilson-score gravity ranking engine, and the 5-phase AI copilot pipeline architecture;
• All documentation and related materials created for the Extension.

Nothing in this Agreement conveys any intellectual property rights to the Licensee beyond the limited license granted in §3.

6. Open-Source Components

The Extension incorporates third-party open-source software. Each component is governed by its own license terms; this Agreement does not alter those terms. The Household Business acknowledges these components and complies with their respective license obligations.

6a. Components Bundled into the Extension (dist/)

These libraries are compiled into the Extension binary delivered to the Licensee's browser.

Build-time only (not bundled): esbuild and dotenv are used during the build process only and are not incorporated into the Extension binary delivered to the Licensee.

6b. Server-Side Components (Cloud Functions — not bundled into the Extension)

These libraries run in the Household Business's Cloud Functions backend and are not delivered to the Licensee's browser. They are listed for transparency as part of the platform supporting the Service.

Each Open-Source Component is subject to the terms of its upstream license as published at the Primary Source URL listed above.

7. User-Generated Content

The Licensee retains ownership of all content the Licensee creates using the Service, including posts, votes, and discussion contributions. This Agreement does not transfer ownership of user-generated content to the Household Business. The terms governing user-generated content — including the license the Licensee grants to the Household Business to display and distribute that content within the Service — are set out in Terms of Service §6.

8. Updates and Modifications

8.1 The Household Business may release Updates to the Extension at any time.

8.2 Updates are delivered via the Chrome Web Store auto-update mechanism. The Licensee's browser may apply Updates automatically.

8.3 Updates may modify or remove Extension features. Significant feature removals will be communicated via the in-extension changelog or by email to the Licensee's registered address.

8.4 Continued use of the Extension after an Update constitutes the Licensee's acceptance of changes to the Extension itself. Changes to this EULA require separate acceptance per §14 below.

9. Termination of License

9.1 Automatic termination. This license terminates automatically, without notice from the Household Business, upon the earliest of:

• The Licensee's uninstallation of the Extension;
• A material breach by the Licensee of any term of this Agreement; or
• Termination of the Service for the Licensee under the Terms of Service.

9.2 Effect of termination. Upon termination, the Licensee must immediately cease all use of the Extension. The following provisions survive termination of this Agreement: §5 (Intellectual Property Ownership), §10 (Disclaimers), §11 (Limitation of Liability), §13 (Governing Law and Venue), and §15 (Severability; Entire Agreement; No Waiver).

10. Disclaimers

THE EXTENSION IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE HOUSEHOLD BUSINESS EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, AND UNINTERRUPTED AVAILABILITY.

THE HOUSEHOLD BUSINESS DOES NOT WARRANT THAT THE EXTENSION WILL MEET THE LICENSEE'S REQUIREMENTS, THAT OPERATION WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

EU/EEA consumer exception. Nothing in this section limits or excludes any statutory warranties or other consumer-protection rights that cannot lawfully be waived under applicable EU member-state law or EU consumer-protection directives. Where such non-waivable statutory rights apply, they are not disclaimed by this Agreement.

11. Limitation of Liability

11.1 Exclusion of consequential damages. To the fullest extent permitted by applicable law, the Household Business shall not be liable for any indirect, incidental, special, exemplary, punitive, or consequential damages arising out of or relating to the Extension, including loss of profits, loss of data, or loss of goodwill, even if advised of the possibility of such damages.

11.2 Aggregate liability cap. The Household Business's total aggregate liability to the Licensee for all claims arising out of or relating to the Extension shall not exceed the greater of:

• (a) The total fees paid by the Licensee for the Extension in the twelve (12) months preceding the claim. The Extension is currently offered at no charge; this amount is therefore USD $0.00; or
• (b) USD $50.00.

At current free pricing, this cap is USD $50.00.

11.3 Non-waivable exceptions. Nothing in this Agreement limits the Household Business's liability for:

• Gross negligence or willful misconduct;
• Death or personal injury caused by the Household Business's negligence;
• Non-waivable EU consumer-protection rights (see the EU/EEA exception in §10); or
• A California resident's private right of action under California Civil Code §1798.150 (CCPA). [cite: https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1798.150.&lawCode=CIV]

11.4 The limitation of liability in this §11 applies to the Extension software license specifically. The broader Service liability framework is set out in the Terms of Service.

12. Export Controls

The Extension may be subject to export control laws of Vietnam, the United States, and the European Union. By installing or using the Extension, the Licensee represents and warrants that:

• The Licensee is not located in a jurisdiction subject to comprehensive U.S. export sanctions (including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions);
• The Licensee is not listed on the U.S. Treasury Department's Specially Designated Nationals list, the U.S. Commerce Department's Denied Persons list, or any equivalent list maintained by the EU or the Socialist Republic of Vietnam; and
• The Licensee will not use, export, re-export, or transfer the Extension in violation of any applicable export control law or regulation.

13. Governing Law and Venue

The governing law, dispute resolution procedure, and venue for this Agreement are those set out in Terms of Service §16. In summary:

• Primary governing law: The Socialist Republic of Vietnam.
• Default venue: The district People's Court (Tòa án Nhân dân Cấp huyện) holding territorial jurisdiction over the Household Business's registered address in Thành Phố Hồ Chí Minh, in accordance with applicable Vietnamese civil-procedure law.
• EU/EEA carve-out: EU users may also bring proceedings in their member-state courts and lodge complaints with their national supervisory authority per GDPR Article 79. [cite: https://eur-lex.europa.eu/eli/reg/2016/679/oj]
• California carve-out: California residents retain rights to file complaints with the California Privacy Protection Agency (CPPA) under CCPA §1798.155 (post-CPRA enforcement authority, eff. 2023-01-01) and to exercise remedies under §1798.150. [cite: https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1798.155.&lawCode=CIV]
• No mandatory arbitration. This Agreement does not require the Licensee to submit disputes to binding arbitration.

14. Changes to this EULA

14.1 The Household Business may amend this Agreement at any time.

14.2 For material changes, the Household Business will provide notice via an in-extension banner or email to the Licensee's registered address at least fourteen (14) days before the amended Agreement takes effect.

14.3 Continued use of the Extension after an amendment takes effect constitutes the Licensee's acceptance of the amended terms. If the Licensee does not accept the amended terms, the Licensee must uninstall the Extension before the amendment's effective date.

15. Severability; Entire Agreement; No Waiver

Severability. If any provision of this Agreement is found to be invalid or unenforceable under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable. All other provisions will continue in full force and effect.

Entire Agreement. This Agreement, together with the Terms of Service, constitutes the entire agreement between the Licensee and the Household Business with respect to the Extension. It supersedes all prior representations, understandings, or agreements on the same subject matter.

No waiver. Failure by the Household Business to enforce any right or provision of this Agreement does not constitute a waiver of that right or provision.

16. Contact

For questions about this Agreement, contact:

Hộ Kinh Doanh Võ Thị Huyền Vân – Cố Vấn Độc Lập 19 Trương Công Định, Phường Tân Bình, Thành Phố Hồ Chí Minh, Việt Nam Email: levuminhphuc2007@gmail.com Support: repodcasts408@gmail.com Phone: 0918425016

17. Sources Cited